Leasing-sales refers to a type of financial arrangement in which a company or individual leases a product or service with the option to purchase it at the end of the lease term.

In this arrangement, the lessee (the person leasing the product) pays a monthly fee to the lessor (the company or individual providing the product) for the use of the product or service. At the end of the lease term, the lessee has the option to purchase the product outright, usually at a reduced price.

Leasing-sales arrangements are commonly used for products like cars, equipment, and real estate. They can be beneficial for both the lessor and lessee. For the lessor, it provides a steady income stream and the potential for a sale at the end of the lease term. For the lessee, it provides the ability to use a product or service without a large upfront investment, and the option to purchase it if they decide they want to keep it long-term.